TechSmartWorld

Pune, Maharashtra, India

• Highest ever quarterly PAT of Rs. 332 crore in Q4FY24, jumps 25% QoQ
• AUM crosses Rs. 25,000 crore, NNPA down to 0.59%

• Highest Ever Quarterly Disbursement: Achieved the highest ever quarterly disbursement of Rs. 9,688 crore, up 52% YoY and 11% QoQ
• Assets Under Management (AUM): Stood at Rs. 25,003 crore, up 55% YoY and 14% QoQ

• Gross NPA at 1.16%, reduced by 28 bps YoY and 17 bps QoQ
• Net NPA at 0.59%, reduced by 19 bps YoY and 11 bps QoQ

• ​Profit After Tax (PAT): Highest ever yearly PAT of Rs. 1027 crore in FY24, jumps 83% YoY and Highest ever quarterly PAT of Rs. 332 crore, up 25% QoQ
• Return on Assets (RoA) stood at 5.73%, up 73 bps YoY and 42 bps QoQ
• Net Interest Margin (NIM) was at 11.06%, up 4 bps QoQ
• Opex to AUM ratio: At 3.99% in Q4FY24, reduced by 144 bps YoY and 1 bps QoQ
• Operating Profit (PPOP) was at Rs. 409 crore for Q4FY24, up 93% YoY and 17% QoQ

• Capital Adequacy Ratio stood at 33.8%
• Liquidity buffer stood at Rs. 3,932 crore